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Can I apply for a second loan?

If you currently have a loan from PriorityONE Credit Union of Florida, in order t…

How does applying for a loan affect my credit?

Checking your rate with PriorityONE Credit Union of Florida will not affect your …

When and how do I receive my loan funds?

If you accept your loan before 11:50am EST Monday-Friday, you should receive your…

What is the range of interest rates offered on loans, and what is the difference between APR and interest rate?

All PriorityONE Credit Union of Florida loans offer a fixed rate, but individual …

Can I change my loan application after it has been submitted?

You will not be able to edit your application once it is submitted. Please be sur…

What can I use the loan proceeds for?

You can use your loan proceeds for almost anything. The following are some option…

How much money can I borrow?

You can borrow between $1,000 and $15,000 Please note that: The minimum loan amo…

What agreements do I have to agree to in order to receive a loan?

In order to receive your loan you must agree to the Borrower Platform Agreement, …

How are interest payments calculated?

PriorityONE Credit Union of Florida uses simple interest to calculate interest pa…

How do I apply for a loan?

Please complete the brief online application that will include information about …

What is the difference between a soft and hard credit inquiry?

There are two kinds of inquiries (or pulls) that can occur on your credit report:…

Can I negotiate the rate or my loan terms?

No, you cannot negotiate the loan terms or rate. Your rate is generated by the mo…

Why do you need my social security information?

We must collect and verify your personal information, including your date of birt…

Can you withdraw or delete my application?

If you wish to withdraw from the application process, please email us at priority…

What fees am I charged?

Late Payment Fee Greater of $15 or 5% of past due amount Per occurrence If a bo…

Are loans through PriorityONE Credit Union of Florida fixed rate or variable rate?

All loans through PriorityONE Credit Union of Florida have a fixed interest rate,…

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